Disclaimer

This website contains general information which is provided without any warranty of any kind. Amboss Underwriting Ltd and Amboss Underwriting B.V, are not liable for any costs and/or damages resulting from the use of this website and the information on it.

In order to use the content on this website you will need to obtain Amboss’ prior written consent, unless the use is permitted by law.

This website contains information which is protected by copyrights, trademarks and/or other property rights.

Please note that information sent to Amboss via e-mail or the forms on this website is not protected. Once received, Amboss will process personal information in accordance with the General Data Protection Regulation and the Swiss and Dutch Implementation Act. Other information will be processed with due care. For more information, please read our Privacy Policy and Terms and Conditions.

Privacy Policy

In this policy, when we refer to “we”, “us” or “our”, it means Amboss Underwriting Ltd and Amboss Underwriting B.V. When we refer to “you” and “your” in this policy, we mean a living individual whose personal information we may collect.

We are the controllers in respect of personal information for the products and services we provide to you. Protecting your personal information is important to us. We have set out information below to help understand how we use any personal information we collect about you so that we can provide you with appropriate insurance products and services, settle any valid claims and deal with any concerns you may have.

Where such information is collected this will be treated with the utmost care and respect. Information is shared only with other insurance professionals in the ordinary course of transacting contracts of insurance.

We will never process so-called sensitive personal data such as genetic or biometric data, religious and political views, trade union membership, racial information, sexual orientation and the like. Please take a few moments to read the privacy policy below and share it with anyone else connected to the policy.

How data is collected

• From the information provided in a proposal form
• From the information provided by an insurance broker or intermediary
• When information is communicated by telephone, fax, email or other forms of electronic communication
• From agents, advisers and intermediaries
• From publicly available information, i.e. via the internet, hard copy publications, articles, financial statements, etc.

What data is collected?

• The names, addresses, nationalities and dates of birth of business partners or potential business partners
• Information on key individuals within the company such as employment history, qualifications and other background detail, but only when relevant to the insurance
• Information on the income, expenditure, assets and liabilities of the companies/entities being insured (but not of the individuals associated with the company)
• Information collected during the due diligence process to satisfy Know Your Client requirements and assess whether there is any international trade sanction, financial crime or money laundering risk

Why this data is used?

• As necessary for transacting a contract of insurance
• To prepare an insurance quotation and policy documentation once a quotation is accepted
• Any other purpose for which an insured provides personal data
• To enable third parties (underwriters, loss adjusters, Lloyd’s brokers) to assist in transacting insurance and settling claims thereunder
• For the administration and management of Amboss’ business
• To meet legal and regulatory obligations including those concerning anti-money laundering and international trade and financial sanctions

With whom might this data be shared?

• Professional advisers, including solicitors and other insurance specialists, to enable them to provide advice and assist in the transacting of insurance contracts
• Auditors to enable them to complete statutory audits and associated work
• Lloyd’s and regulators to evidence compliance with laws and regulatory rules
• Law enforcement agencies but only where required by law

How long is the data kept?

Any personal data collected will be retained only for as long as there is a lawful reason to do so. For example, to fulfil Amboss’ legal and regulatory obligations, i.e. in respect of anti-money laundering legislation, international sanctions and regulations covering the retention of data in respect of insurance transactions. Or if there is a requirement to retain information for the purposes of court proceedings or other legal reasons.

How is the data protected?

We follow best industry practise data security processes to ensure data is kept safely and securely and to prevent unauthorized access, use or loss of personal data. Please see the previous section for more details on this topic.

What is the legal basis for processing personal data?

• To perform a contract, such as providing an insurance product or service
• To comply with legal and regulatory obligations
• For legitimate business purposes
• In certain cases, with consent

Amboss may process personal data for more than one lawful basis depending on the specific purpose for which it is used.

User rights in respect of personal data
Any user has the right to:

• Access the personal data Amboss holds about them and to receive copies thereof
• Have their personal data rectified if it is inaccurate or incomplete
• Object to certain processing activities in relation to their personal data
• Request to restrict data processing activities
• Request to delete their personal data, unless that data is necessary to comply with a legal obligation, for legal defence or other legal requirement

How to contact us

If you have any questions, comments or complaints, or you want to exercise the rights you have relating to data protection, please contact through the following e-mail address: compliance@amboss.insure.

Correspondence address:

Changes to our Privacy Notice

We keep our privacy policy under regular review, and the latest version will be available on this website. We encourage you to periodically review this page for the latest information. This version was last updated in November 2023.

Terms & Conditions

Please note that the use of this website is subject to our terms and conditions as set out below. You are treated as accepting them by browsing the Amboss website. If you do not wish to be bound by these terms and conditions, you may not continue to use or access the website.

The amboss.insure website is provided for your information.

You may be viewing the material in a market in which Amboss does not operate. Amboss cannot be held responsible for non-compliance with any local advertising laws in relation to the material on this website.

The distribution of information on the website may be restricted by local law or regulation in certain jurisdictions. This information is not intended for distribution to, or use by, any person or entity in such jurisdiction and persons accessing these pages should inform themselves about and observe any such restrictions. If you are in any doubt as to whether this website can be lawfully used by you, please discontinue use immediately.

The products and services description included are for the sole purpose of providing a reference tool concerning the nature and type of and services available from Amboss. The information is not intended to be, nor should be, relied upon by customers or by potential customers.

Amboss makes no representations about the suitability of the information contained in the documents and related graphics (material) on this website for any purpose. We will use reasonable efforts to include accurate, reliable and up-to-date information; however, all such material is subject to change without notice and provided ‘as is’ without any guarantee of completeness, accuracy or timeliness and any warranty of any kind, express or implied, including, without limitation, the implied warranty of fitness for a particular purpose. Any opinions and estimates expressed reflect our judgement at this date and are also subject to change without notice. In no event shall Amboss be liable for any direct, indirect, consequential, punitive or other damages whatsoever, including without limitation, damages for loss of business profits, business interruption or loss of business information, even if Amboss has been advised of the possibility of such damages resulting from the use of this website.

There is no intention for binding contracts to be made online or electronically from this website and under no circumstances will any contract exist between you and us should any form or document be accessed or printed, or any such contract be made.

Amboss is not liable for any offensive or illegal conduct of any website visitor. Amboss also makes no warranty that the website is free from infection by viruses or anything else that has contaminating or destructive properties.

Access to this website
Amboss may at any time in its sole discretion and without notice, discontinue, remove and/or discard the website or any content within the website for any reason.

Website links
Some pages on this website may contain hypertext links to websites not maintained by us. You are reminded that when you enter other websites via such hypertext links, you will not be subject to these terms and conditions, and you will not benefit from the protection afforded to you in using our website. Hypertext links are provided only for your convenience and do not suggest, and should not be viewed as suggesting, any association with or endorsement of or by such linked websites.

Personal information
Amboss will treat any personal information sent to us when you access the website, or contact us, in accordance with our own strict privacy standards, which comply with relevant data protection legislation currently in force.

Any personal information received by us will only be used for correspondence and to send you information requested or for other purposes you have specifically requested. No personal information will be passed to third parties or used for any direct marketing purposes, except to the extent such disclosure is required by law or is in compliance with any legal or regulatory process.

Jurisdiction
All material on this website is designed to comply with Swiss and Dutch law. The material is primarily directed to users in the EU, UK and USA and other countries in which we do business. When you use the website, you accept that your use of the website and any information on the website, will also be governed by Swiss and Dutch law and if any dispute arises from your use of the website or any of the information on it, you agree to allow such dispute to be heard in the Swiss or Dutch courts.

Products described in this website are only available in the jurisdictions where we are licensed or authorised by local law or regulation. Up-to-date information on licensing and authorisation can be obtained from us.

Proprietary rights
The service and all materials therein or transferred thereby, including, without limitation, software, images, text, graphics, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos, music and all Intellectual Property Rights related thereto, are the exclusive property of Amboss. Except as explicitly provided herein, nothing in these Terms shall be deemed to create a license in or under any such Intellectual Property Rights, and you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works thereof.

Changes to our Terms & Conditions
We keep our Terms & Conditions under regular review, and the latest version will be available on this website. We encourage you to periodically review this page for the latest information.

Conflict of Interest

Amboss and its employees recognise the duty to act in the best interest of their customers, Principals and other contracting parties.

Amboss has a Conflict of Interest Policy in place, for the protection of our integrity and to provide guidance to our employees. This policy also enables our clients and business partners to have confidence in the integrity, intentions and actions of our employees. A copy of our Conflict of Interest Policy will be made available to you upon request. For this purpose, you can send your mail tocompliance@amboss.insure.

Complaints

We are committed to conduct business with integrity and fairness, with respect for the law and our principles and values. This commitment is outlined in our Code of Business Conduct and Ethics.

Our Code of Business Conduct and Ethics communicates the basic principles that our employees must observe when acting for or on behalf of Amboss. It explains what we are committed to and what is expected of our employees.

Despite of our commitment to conduct business with integrity and fairness, you may one day observe conduct that concerns you or that seems to violate our Code of Business Conduct and Ethics. If you observe or suspect such misconduct, we encourage you to inform us without delay. By doing so, you give Amboss the opportunity to deal with the issue. Any concern will be dealt with appropriately and confidentially.

Complaints will be handled in accordance with our Amboss Complaints Procedure.

How to contact us
If you have any questions, comments or complaints, please contact us through the following e-mail address: compliance@amboss.insure.

Correspondence address: